401(K) Plans For All Sizes and Requirements
Whether you're self-employed or run a business of 1,000+ employees, we're here to help you save with a 401(k) plan. Our full line-up of 401(k) plans are designed to service any business need. From our individual 401(k)s and Safe Harbor 401(k)s for those looking to maximize savings to our customizable and tiered profit sharing plans for those that have specialized needs, we have you covered.
Make Tax Time More Rewarding
Most people get that 401(k)s are designed with big advantages over traditional IRAs when it comes to retirement savings. Yet, few small business owners realize 401(k) plans also offer tax advantages ranging from tax credits and deductions for their business to protecting more of their individual hard earned money from taxes within their own account. During these times, it has never been more cool or necessary to spend less, save more, and build up reserves for when it's needed down the road.
Retire Tax-Free. A ROTH Without Limits!
If tax protection this year is not your primary concern or you are predicting steep tax increases in the years to come, the Roth 401(k) option is something to consider as a way to retire tax-free. Unlike its popular cousin the Roth IRA, there is no income limitation. Anyone in your 401(k) program can put some, part, or all of their contributions into a Roth 401(k) after-tax. Simply put, your Roth contributions are not taxed again. One thing to know is that any and all company matching and profit-sharing is done on a tax-deferred basis only. Company monies can not be given via Roth 401(k).
Local Investment Expertise
ARS Financial Channel Partners are a valuable part of the ARS partner ecosystem. The RIA & CPA Communities are rapidly evolving and as such, presents many opportunities for these communities to deliver financial value around and on top of ARS 401(k) Solutions. The ARS Partner Network is a National network of people, processes, and services designed to ensure that clients get the proper investment advice locally
Defining Risk From a New Perspective
Our mission is to align investment results with the real needs of investors. We believe the definition of risk is the key.
Dave Ramsey teaches a common sense way for your employees to take control of their money. America Retirement System wants to help!